Health Savings Account

Your HSA dollars can be used to pay any qualified medical expenses, including your plan deductibles, co-insurance and co-pays.

Anyone can contribute to your HSA.

No. Fidelity doesn’t ask for proof of your health savings account claims. However, keep all your receipts in case you’re audited by the IRS. The Fidelity Health app helps you manage your expenses, payments, and claims all in one place, on most devices – smartphone, tablet, etc.

There are multiple ways to use your HSA for payment or reimbursement of qualified medical expenses. Once you open your account, Fidelity mails you a health savings account debit card. Simply swipe your Fidelity health savings account debit card at your doctor’s office, lab or pharmacy. And if your medical provider doesn’t accept the card [...]

Yes. Sign in to www.netbenefits.com to review your HSA balance, make investment elections, and more.

If you enroll in the HSA Plan or the Kaiser CA HSA Plan for the first time, you’ll receive an email from Fidelity inviting you to open your HSA. Once you have received the email, sign in to Fidelity’s website at www.netbenefits.com and click the Open tile to open your HSA. Your HSA must be opened [...]

Yes. The money in your HSA can be used to pay for qualified medical expenses of any family member who qualifies as a dependent on your tax return. However, if the dependent isn’t covered under your plan, their healthcare expenses won’t be applied toward your deductible.

If your domestic partner meets the IRS qualifications of a tax dependent, you can legally use your HSA funds for their medical expenses.

Yes, as long as both people are covered by an HDHP and not enrolled in an ineligible plan (non-HDHP medical plan, Medicare or a general-purpose FSA). However, the combined contributions to both HSAs can’t be more than the annual family limit.

Yes. As long as you’re not enrolled in Medicare yourself and are still enrolled in a qualified HDHP, you can contribute to your HSA.