I am a parent enrolled in the HSA Plan, but I didn’t cover my children under this medical plan. Can I still use the money in my HSA to pay for my children’s medical expenses, co-pays, and deductibles?

Yes. The money in your HSA can be used to pay for qualified medical expenses of any family member who qualifies as a dependent on your tax return. However, if the dependent isn’t covered under your plan, their healthcare expenses won’t be applied toward your deductible.