What are machine-readable files (MRFs)?
MRFs are files that will be generated on a monthly basis. The Tri-Agencies require that plans and issuers disclose in-network provider negotiated rates and historical out-of-network allowed amounts.
Whom does it impact?
The consumer, most group health plans, and issuers of group or individual health insurance organizations.
When will the machine-readable files be available?
Beginning July 1, 2022, the files will be accessible from a link on this page to a page on the Blue Cross of Idaho website. The link will be added to the “Access machine-readable files” section above.
Do I need a user account to access the machine-readable files?
No. The files will be accessible free of charge, without having to establish a user account, password or other credentials, and without having to submit any personally identifying information such as a name, email address or telephone number.
Will Blue Cross of Idaho retain the MRF data, and, if so, for how long?
Files are externally available for the current month only. For example, files posted on July 1 will be available until July 31. Updated files will be posted on August 1, replacing the July files. Blue Cross of Idaho will retain all MRFs internally for a period of XX months.