There are multiple ways to use your HSA for payment or reimbursement of qualified medical expenses. Once you open your account, Fidelity mails you a health savings account debit card. Simply swipe your Fidelity health savings account debit card at your doctor’s office, lab or pharmacy. And if your medical provider doesn’t accept the card or sends you a bill, you can log on to www.netbenefits.com to pay the provider directly from your account using Fidelity BillPay®. You can also request checks linked to your HSA.