For additional financial protection from an accidental death or a serious injury, you have options to cover yourself and eligible family members with coverage paid by you.

You can purchase supplemental AD&D insurance for yourself and your family members. If you select family coverage, coverage for family members is a percentage of your coverage.

Choose your beneficiaries

It’s important to designate beneficiaries to ensure your supplemental AD&D insurance benefits go to the people you want if something were to happen to you. Be sure to choose a beneficiary(ies) for any supplemental coverage you choose for yourself. You are automatically the beneficiary for any dependents covered under supplemental AD&D insurance that you purchase. Visit to review or update your beneficiaries.