Here you’ll find a list of frequently asked questions and answers about 2027 Open Enrollment.
Open Enrollment begins November 2 and ends November 13 at 11:59 pm MT. Any changes made during Open Enrollment are effective January 1, 2027.
Open Enrollment is the annual opportunity for associates to enroll or make changes to their benefit elections for the following calendar year.
Albertsons’ healthcare costs are projected to increase 9.5% in 2027 due to high overall inflation, rising prescription drug costs, workforce shortages in healthcare, and provider consolidation.
We are making changes to our benefits in 2027 to reduce the projected cost increase while still maintaining a quality benefits program that meets the needs of our associates at a cost sustainable for the company going forward.
- Weekly paycheck contributions for medical coverage will increase in 2027 for most associates.1 Albertsons will continue to pick up the majority of the cost.
- EPO Network and EPO HP-Network medical plans will be discontinued December 31, 2026. Associates enrolled in these plans must choose a new plan during Open Enrollment or will default to the PPO medical plan with higher 2027 weekly paycheck contributions.
- Medical annual deductibles and out-of-pocket maximums for the PPO and HSA medical plans are increasing in 2027.
- Prescription drug copays for generic and brand preferred drugs for the PPO and HSA medical plans are increasing in 2027.
- Beginning January 1, 2027, a spouse or domestic partner who qualifies for medical coverage through their own employer will be excluded from coverage under an Albertsons medical plan.
- Bariatric surgery will no longer be covered under any Blue Cross of Idaho (BCI) medical plans.1
- Does not apply to some union associates based on the applicable Collective Bargaining Agreement (CBA).
If you live in Arizona, Washington DC or Illinois (Cook, DuPage, Kane, Kankakee, Lake, McHenry or Will county) and you are enrolled in the PPO or HSA Plan, you have access to a smaller, lower cost network of doctors and hospitals designed to save money.
This is a new kind of medical plan with no deductibles and copays only. Associates have access to the national UHC provider network. You can shop and find cost and coverage information before making an appointment.
In 2027, Rightway will be the Pharmacy Benefit Manager replacing MedImpact for all Blue Cross of Idaho medical plans, UHC Surest Copay Plan, BCBS Illinois HMO, HMSA and SelectHealth. With Rightway, you’ll have a new way to manage your prescriptions with an easy-to-use app, and expert support from licensed pharmacists.
OneImaging is a comprehensive radiology network designed to reduce the cost of medical imaging if you are enrolled in a BCI medical plan or the UHC Surest Copay Plan. You can save up to 80% on MRIs, CT scans, X-rays and ultrasounds when you use OneImaging accredited facilities.
- Basic Life Insurance: Company-paid basic life insurance is changing from 2X annual base pay to 1X annual base pay for non-union associates.
- Optional Life Insurance: You may elect coverage for yourself up to a plan maximum of 9X annual base pay to $2,500,000.
- Non-union associates with basic life insurance changing from 2X to 1X annual base pay: You can increase optional life insurance for yourself 1X annual base pay without evidence of insurability (EOI) (no medical questions) up to a maximum of $2,500,000.
- All eligible associates and spouse/domestic partners: Associate: No EOI required for coverage up to 5X annual base pay, up to a maximum of $1,000,000. Spouse/domestic partner: No EOI required for coverage up to $50,000.
- Enroll in long-term disability: You can enroll yourself in long-term disability without EOI.
The Hartford is the new carrier for voluntary benefits currently offered through Aflac or Unum with coverage enhancements for 2027.
Access the Open Enrollment page to link to a variety of resources:
- Download a 2027 Open Enrollment Decision Guide
- Watch a 2027 Open Enrollment video.
- Use the myACI Benefits Chatbot to help you find information about the benefits available.
- Access a variety of live webinars and recorded on-demand sessions to learn about Open Enrollment, the new UHC Surest Copay Plan, Rightway Rx Benefits, Voluntary Benefits Enhancements, Health Savings Accounts and Medicare.
Sign in to myACI. From the Me tab, click on the Benefits Resources tile to:
- Access a detailed benefits guide and rate sheet with paycheck deductions for 2027.
- Access ALEX, your personal online benefits counselor, download an eligibility flyer and more.
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