Auto and Home FAQs

FAQs: Auto and Home Insurance2025-03-19T16:09:16-07:00

Here you’ll find a list of frequently asked questions and answers about auto and home insurance.

I already have an individual auto and/or home policy through Liberty Mutual, Farmers, or Travelers. Can I add the Albertsons group discount to my existing policy?2025-03-19T16:23:45-07:00

Liberty Mutual

All Liberty policies are individual policies. Mention your Albertsons affiliation to be added to the Albertsons auto/home benefit. If you sign up using this link: https://www.libertymutual.com/albertsons and/or the Albertsons Toll Free Number: 844-240-9405 (Client Code 137434, the discount is automatically applied.

Farmers

Unfortunately, Farmers individual policies cannot be converted to group coverage to take advantage of the Albertsons group discount. If you have existing Farmers coverage and want to sign up for Albertsons discounted coverage, you will need to sign up for a new group policy at www.farmers.com/groupselect or by calling 877-330-6238 (Company Code FTK). Once your new group policy is in effect, you should call your previous Farmers agent to cancel your individual policy so you do not pay for duplicate coverage.

Travelers

Unfortunately, Travelers individual policies cannot be converted to group coverage to take advantage of the Albertsons group discount. If you have existing Travelers coverage and want to sign up for Albertsons discounted coverage, you will need to sign up for a new group policy at www.travelers.com/albertsons or by calling 888-270-5227 (Company Code 9765). Once your new group policy is in effect, you should call your previous Travelers agent to cancel your individual policy so you do not pay for duplicate coverage.

How long is a quote valid?2025-03-19T16:22:54-07:00

Liberty Mutual: Quotes remain in the Liberty system for 14 days.

 Farmers: Quotes can be purchased with an effective date of 1-60 days from when the quote was initially completed. Unless the quote was bound, rates cannot be guaranteed. It’s important to note that auto/home insurance quotes are estimates and rates can change due to various factors such as personal circumstances, market conditions, and underwriting reviews. To lock in a quoted rate, you will need to purchase the policy with a future effective date (up to 60 days).

Travelers: A new quote is generally available for 30-60 days. However, if there is any rate or consumer info that changes between quote and bind, the quote would change.

What is the auto and home insurance program?2025-03-19T16:21:49-07:00

Albertsons Companies associates have access to special savings on auto and home insurance and the convenience of paying their premiums through
automatic payment options. Associates can request quotes from Farmers GroupSelect®, Liberty Mutual Insurance®, and Travelers.

May I insure more than just my auto and home?2025-03-19T16:20:48-07:00

Yes. In addition to auto and home policies, you have access to:

  • Renters
  • Condominium
  • Vacation or Second Home
  • Valuable Items
  • Boats & Yacht
  • Personal Excess Liability
  • Motor Home
  • Recreational Vehicle
  • Flood**

Note: If you have more than one policy with a carrier, you could get multi-policy savings.

** Flood insurance is underwritten by Farmers GroupSelect as a “Write Your Own” carrier participating in the National Flood Insurance Program (NFIP), a program administered and 100% reinsured by the federal government. There is no group deviation for flood insurance.

What are the benefits of the auto and home insurance program?2025-03-19T16:19:49-07:00

Through this program you can expect competitive prices from multiple carriers. You may also receive savings and discounts, especially when you bundle policies.

Do I have to wait until my current policies expire to request quotes and switch?2025-03-19T16:18:51-07:00

No need to wait. You may request quotes and change insurance companies at any time. Licensed representatives from each insurance company can prepare quotes and help you easily make the switch.

What sort of payment options are available through this program?2025-03-19T16:18:01-07:00

This voluntary benefit does not offer premium payment through payroll deduction. However, there are a variety of convenient payment options available through the carriers.

What if I had a change to my policy?2025-03-19T16:17:01-07:00

Simply call your insurance company’s toll free customer service number. A representative can help you with your request.

What if I had a claim?2025-03-19T16:15:57-07:00

The insurance providers offer 24/7 claim reporting and dedicated teams who would guide you through the claim experience.

How do I obtain a quote or get more information about this program?2025-03-19T16:14:34-07:00

For additional information or to obtain a quote, call the carrier phone numbers listed below/or visit:

Farmers GroupSelect: 1-855-349-5748
farmers.com/groupselect
Discount Code: FTK

Liberty Mutual Insurance: 844-240-9405
libertymutual.com/albertsons
Client Code: 137434

Travelers: 1-888-909-8078
travelers.com/albertsons
Discount Code: 9765

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