Do I need to have health insurance to have an HSA?
Brian Lexmond2025-02-14T09:27:44-08:00Yes. To be eligible to open and contribute to an HSA, you need to be enrolled in a qualified high deductible health plan (HDHP)—one with a minimum annual deductible of $1,350 for self-only coverage or $2,700 for family coverage.

