FAQs Archive - Page 2 of 11

Can I have an HSA and a healthcare FSA?

Brian Lexmond2025-08-07T17:50:24-07:00

No. IRS rules do not allow you to contribute to a healthcare FSA if you or your spouse are contributing to a health savings account (HSA). If you enroll in the HSA Plan or the Kaiser CA High Deductible HSA Plan, you will not be able to select a healthcare FSA. [...]

Can I have an HSA and a healthcare FSA?Brian Lexmond2025-08-07T17:50:24-07:00

What is an eligible expense for a Healthcare FSA?

Brian Lexmond2025-08-07T17:48:15-07:00

Eligible expenses include medical, dental and vision care expenses not paid by your health insurance. You can see the full list of IRS-approved eligible expenses on the IRS website.

What is an eligible expense for a Healthcare FSA?Brian Lexmond2025-08-07T17:48:15-07:00

What is a Healthcare Flexible Spending Account?

Brian Lexmond2025-08-07T17:48:58-07:00

A healthcare flexible spending account (FSA) gives you a tax break on eligible medical, dental and vision expenses that are not covered by other plans. A healthcare FSA can help you save money on eligible healthcare expenses and lower your taxable income. By anticipating your expenses and arranging for deductions to be made from [...]

What is a Healthcare Flexible Spending Account?Brian Lexmond2025-08-07T17:48:58-07:00

Do I get a vision ID card?

Brian Lexmond2025-08-07T17:20:28-07:00

No, you will not receive a vision ID card. Just tell your provider that your plan is through VSP and they should be able to find your insurance information.

Do I get a vision ID card?Brian Lexmond2025-08-07T17:20:28-07:00

How do vision benefits work?

Brian Lexmond2025-08-07T17:18:37-07:00

You can choose between two vision plans: The Standard and Premier plans. You can see any provider. However, if you see an out-of-network provider, the plan will only reimburse you up to a certain amount. The Premier Plan includes a higher allowance for frames and contacts. You can also receive frames every 12 months [...]

How do vision benefits work?Brian Lexmond2025-08-07T17:18:37-07:00

Do I get a dental ID card?

Brian Lexmond2025-08-07T17:15:28-07:00

No, you will not receive a dental ID card. Just tell your provider that your plan is through Delta Dental of Idaho and they should be able to find your insurance information.

Do I get a dental ID card?Brian Lexmond2025-08-07T17:15:28-07:00

How do dental benefits work?

Brian Lexmond2025-08-07T17:13:22-07:00

Albertsons Companies offers two dental plans for you to choose from through Delta Dental of Idaho: the Basic and Enhanced plans. The Enhanced Plan offers a higher annual maximum benefit, higher coverage and includes orthodontia with a $3,000 lifetime maximum for both children and adults. Both plans offer two national networks to choose from: PPO [...]

How do dental benefits work?Brian Lexmond2025-08-07T17:13:22-07:00

Do I have to use a Company pharmacy?

Brian Lexmond2025-08-07T16:53:16-07:00

Your prescription drug coverage helps pay prescription medications purchased from any of our 1,700+ Company-owned pharmacies or a participating network pharmacy. You must fill your prescriptions at a Company-owned pharmacy. You can also fill prescriptions at a MedImpact network pharmacy, but ONLY if the network pharmacy is more than 10+ miles away from a [...]

Do I have to use a Company pharmacy?Brian Lexmond2025-08-07T16:53:16-07:00

How does the HSA safe harbor drug list work?

Brian Lexmond2025-08-07T16:51:24-07:00

All Blue Cross of Idaho plans have access to the specified preventive drug list. These are drugs specified on the essential drug list covered at 100% if filled at a Company or MedImpact network pharmacy. If you enroll in the HSA plan, even more preventive drugs are covered at 100%, which could save you [...]

How does the HSA safe harbor drug list work?Brian Lexmond2025-08-07T16:51:24-07:00

How can I make sure my medication is covered by my medical plan?

Brian Lexmond2025-08-07T16:48:49-07:00

You can access the formulary (list of covered drugs) by signing in at MedImpact.com. Alternatively, you can call MedImpact customer service at 1-888-402-1984.

How can I make sure my medication is covered by my medical plan?Brian Lexmond2025-08-07T16:48:49-07:00