FAQs

What is a Special Enrollment Period?

2025-05-25T13:31:57-07:00

After your Initial Enrollment Period is over, you may have a chance to sign up for Medicare during a Special Enrollment Period. For example, if you didn’t sign up for Part B (or Part A if you have to buy it) when you were first eligible because you have group health plan coverage based [...]

What is a Special Enrollment Period?2025-05-25T13:31:57-07:00

What is the spousal surcharge?

2025-04-04T08:54:24-07:00

If you choose to cover a spouse or domestic partner who has access to medical coverage through his or her employer, you will be charged an additional spousal surcharge each week. You will not pay a surcharge if your spouse or domestic partner: Does not work Is an Albertsons associate Is eligible for Medicare [...]

What is the spousal surcharge?2025-04-04T08:54:24-07:00

How do I get an ID card?

2025-04-04T08:51:51-07:00

After you enroll for the first time, your medical plan carrier will mail you a medical ID card to your home address. If you lose your ID card or need a second one, you can request a physical one or access a digital one by signing in to your medical plan carrier’s website. You [...]

How do I get an ID card?2025-04-04T08:51:51-07:00

What is an HMO plan?

2025-04-04T08:47:17-07:00

HMO stands for Health Maintenance Organization. An HMO covers you when you use doctors and facilities in the HMO network. Except in the case of an emergency, you’ll pay the full price for any care you receive from a non-HMO provider.

What is an HMO plan?2025-04-04T08:47:17-07:00

What is an EPO plan?

2025-04-04T08:41:26-07:00

EPO stands for Exclusive Provider Organization. An EPO medical plan covers you when you use in-network doctors and facilities. Except in the case of an emergency, you’ll pay the full price for any out-of-network care.

What is an EPO plan?2025-04-04T08:41:26-07:00

What is an HSA plan?

2025-04-04T08:39:49-07:00

HSA stands for Health Savings Account. The HSA medical plan uses a PPO which means you can use both in-network and out-of-network providers without a referral, but staying in-network will almost always cost less. To help with your share of costs, the HSA plan gives you the option to participate in a Health Savings [...]

What is an HSA plan?2025-04-04T08:39:49-07:00

What is a PPO plan?

2025-04-04T08:37:59-07:00

PPO stands for Preferred Provider Organization. With a PPO medical plan, you can use both in-network and out-of-network providers without a referral, but staying in-network will almost always cost less.

What is a PPO plan?2025-04-04T08:37:59-07:00

How do I find an in-network provider or check if a provider is in the network of a specific plan?

2025-04-04T08:30:03-07:00

If you enroll in a Blue Cross of Idaho (BCI) medical plan, you can find in-network providers in your area on the BCI website. Go to bcidaho.com/albertsons-providers Click on Search Providers Under Just Browsing, click Continue Enter your ZIP code and press Continue Click on the network dropdown list and select the name of [...]

How do I find an in-network provider or check if a provider is in the network of a specific plan?2025-04-04T08:30:03-07:00
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