Some of your Albertsons Companies benefits may extend to your domestic partner and your domestic partner’s child(ren).

Benefits available to a domestic partner and child(ren) of a domestic partner

If you wish to cover a domestic partner, completion of an affidavit of domestic partnership is required. Refer to the Dependent Verification Process on the Eligibility page for information on how to submit your verification documents.

An eligible domestic partner may be enrolled as a dependent under the associate’s medical, dental, and/or vision plans. In addition, a domestic partner may be enrolled as a dependent in associate-paid optional life insurance, optional accidental death and dismemberment (AD&D) insurance, critical illness insurance, accident insurance and hospital indemnity insurance. A child of a domestic partner may be enrolled as a dependent in the same plans as a domestic partner.

Tax implications

In most cases, a domestic partner and the children of a domestic partner do not automatically qualify as dependents under Section 152 of the Internal Revenue Code (IRC). This means any company contribution toward their medical, dental and vision coverage is considered “imputed income” and may be subject to federal and state income taxes, Social Security and Medicare taxes (FICA). Imputed income is added to an associate’s annual salary for income tax purposes and reflected on the associate’s W-2 statement. Also imputed income is separate from, and in addition to, weekly paycheck contributions for medical, dental and vision coverage.

Calculating the weekly paycheck contribution for domestic partner medical coverage

Associate medical contributions are determined based on your eligibility group, medical plan you select and the coverage tier (level of coverage). If you enroll yourself and a domestic partner for medical coverage, you pay your portion of the cost of associate-only coverage as a pre-tax contribution and your portion of the cost to cover your domestic partner as an after-tax contribution.

Example

  • You enroll yourself and your domestic partner in the PPO Plan, associate + domestic partner coverage.
  • The weekly associate cost for associate-only coverage for your eligibility group is $25.80 (pre-tax deduction).
  • The weekly associate cost for associate + spouse for your eligibility group is $146.70 (pre-tax deduction).
  • To find the weekly associate cost to cover your domestic partner, subtract the weekly cost for associate-only coverage ($25.80) from the weekly cost of associate + spouse coverage ($146.70). $146.70—$25.80 = $120.90. The $25.80 weekly cost to cover yourself will be a pre-tax deduction, and the $120.90 weekly cost to cover your domestic partner will be treated as an after-tax deduction.

Calculating the imputed income amount for domestic partner medical coverage

The imputed income amount for domestic partner coverage is included in an associate’s weekly paychecks. Imputed income is equal to Albertsons’ cost for associate + spouse coverage minus Albertsons’ cost for associate-only coverage.

Example

  • You enroll yourself and your domestic partner in the PPO Plan, associate + domestic partner coverage.
  • Albertsons’ weekly cost for associate-only coverage is $149.21.
  • Albertsons’ weekly cost for associate + spouse coverage is $273.33.
  • The weekly imputed income amount for domestic partner coverage is $273.33—$149.21 = $124.12.
  • Multiply $124.12 by the number of weeks in the year your domestic partner is covered to find the imputed income amount for the year. If your domestic partner is enrolled in Albertsons medical coverage for the entire calendar year, the imputed income amount to cover your domestic partner that is added to your W-2 is $124.12 X 52 = $6,454.24.

Have questions?

Call the Associate Experience Center at 888-255-2269. To reach the Benefits Service Center, press 2, then press 2 again. Representatives are available to take your call M-F, 6 a.m.to 6 p.m. Arizona Time.