With the PPO Plan , you can see both in-network and out-of-network providers without a referral, but keep in mind staying in-network for care will almost always be less expensive.

PPO Plan

Where Available


Annual Deductible

- Associate

- Family

Embedded

$900

$1,800

Annual Out-of-Pocket Max

- Associate

- Family

Embedded

$3,750

$7,500

IN-NETWORK - YOU PAY

Preventive Care

$02

Teladoc Telemedicine Visit

- Medical

- Mental Health


$20 per visit

$20 per visit

Office Visit

- PCP

- Specialist

20%1

20%1

Urgent Care

20%1

Emergency Room

20%1

Diagnostic Testing

20%1


Outpatient X-Ray and Lab

20%1

Hospitalization

- Inpatient Semi-Private Room

- Inpatient Physician

20%1

20%1

Outpatient Treatment

(Physical, Occupational & Speech Therapy)

20%1

Mental Health/Substance Abuse

- Inpatient

- Outpatient

20%1

20%1

Pharmacy Retail

30-day supply

- Annual Deductible Applies

- Pharmacy Out-of-Pocket Max

No

Combined with medical

- ACA Preventive Drugs on Essential Drug List
- Generic

- Brand Preferred

- Brand Non-Preferred


$0 copay (no deductible)
$10 copay
20%2 (min $30, max $90)
30%2 (min $60, max $120)

Pharmacy Retail/Mail Order

90-day supply

- ACA Preventive Drugs on Essential Drug List
- Generic

- Brand Preferred

- Brand Non-Preferred


$0 copay (no deductible)
$30 copay
20%2 (min $90, max $270)
30%2 (min $180, max $360)

1) Coinsurance you pay after you meet the annual deductible unless otherwise noted.
2) Annual deductible waived.