Health care costs are rising across the country, and 2026 is projected to see the steepest increase in 15 years. This is due to higher prices for medical services and increased usage of care. Employers are adjusting plans to manage these costs, which may result in higher premiums, deductibles, or copays.

While general inflation has eased, health care inflation is still climbing. Medical providers are charging more, and more people are using services like cancer care, mental health support, and specialty medications. These factors are driving up the cost of coverage.