It’s important that you actively participate in this year’s Open Enrollment to make sure your 2026 benefits meet your needs and your budget. If you decide to keep the same plans you have today, you do not need to re-enroll during Open Enrollment unless you wish to participate in a health savings account (HSA) or flexible spending accounts (FSAs) in 2026. Per IRS rules, you must elect an HSA contribution and re-enroll in FSAs each year.