Preguntas frecuentes

No. You can only use the HSA funds to pay for eligible health care expenses incurred after the date your HSA was established.

Yes. You can withdraw money tax and penalty-free if used for qualified medical expenses. If you take money out for other purposes, however, you’ll have to pay income taxes on the withdrawal plus a penalty. After age 65, you can use HSA funds for other purposes without penalty. You’ll just need to pay income taxes [...]

Qualified medical expenses are the medical, dental and vision expenses defined in IRS Publication 502 (https://www.irs.gov/publications/p502).

Your HSA dollars can be used to pay any qualified medical expenses, including your plan deductibles, co-insurance and co-pays.

Anyone can contribute to your HSA.

No. Fidelity doesn’t ask for proof of your health savings account claims. However, keep all your receipts in case you’re audited by the IRS. The Fidelity Health app helps you manage your expenses, payments, and claims all in one place, on most devices – smartphone, tablet, etc.

There are multiple ways to use your HSA for payment or reimbursement of qualified medical expenses. Once you open your account, Fidelity mails you a health savings account debit card. Simply swipe your Fidelity health savings account debit card at your doctor’s office, lab or pharmacy. And if your medical provider doesn’t accept the card [...]

Yes. Sign in to www.netbenefits.com to review your HSA balance, make investment elections, and more.

If you enroll in the HSA Plan or the Kaiser CA HSA Plan for the first time, you’ll receive an email from Fidelity inviting you to open your HSA. Once you have received the email, sign in to Fidelity’s website at www.netbenefits.com and click the Open tile to open your HSA. Your HSA must be opened [...]

Yes. The money in your HSA can be used to pay for qualified medical expenses of any family member who qualifies as a dependent on your tax return. However, if the dependent isn’t covered under your plan, their healthcare expenses won’t be applied toward your deductible.